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horse facts

By the first six months of 2006 approximately 220 million US cell phone subscribers had signed on the dotted line. That is a whole lot of people using a whole lot of plans. As a matter of fact wireless tentacles reached out and touched more than 72 percent of the U.S. population.

If those facts do not set you back a few paces, try this on for size, it gives you a clearer picture of the cellular wireless behemoth we have in our front yard. For the first six months of 2006, the wireless money pocketed after bills were paid was almost $7 billion.

Hold on to your hat, here is the rub. For the first six months of 2005, the wireless money pocketed after bills were paid was $4 billion. A staggering increase period over period.

Network service providers such as T Mobile, Cingular and Sprint just to name a few are putting some good offers on the table. The cell phone service plans are as different as the faces that struggle to explain them.

The carriers are trying to include the needs of everyone into their varied plans and packages. For instance, you may primarily be interested in maintaining contact with family and friends because you travel so much. They have tried to accommodate you.

Maybe you are younger and enjoy the wireless games and the fun options associated with cell phones. You do a lot of downloading of ringtones and screensavers. Or you may only need a text messaging work horse. They have tried to accommodate you also.

How about those who enjoy being way out there on the cutting edge? Well known for having the absolute latest gadgets. Love the words multimedia, smart phone and now you want to ride the crest of the 3G wave. They have tried to accommodate you as well.

The basic ground level plan has the ability to bring the wireless behemoth right outside the door of the not so rich and famous. They conjure up plans that are attractive and affordable to the masses.

Many of these service plans piggyback on free phones. The cell phone is generally a one time cost. Studies have shown that most people replace their mobile every 18 months. It is not hidden under a bushel that the money is in the service plan, any service plan.

For instance, someone I know gets a real kick out of ringtones. Everytime their phone rang it had a different call to arms. He recently downloaded ringtones from an unfamiliar website. The very next month he received monthly charges for those ringtones.

He did not uncheck the box indicating monthly payments. Neither did he read their website terms. In his blind quest to have his favorite ringtones he did not even see the check box let alone think of the website terms. He will in the future though.

Some cell phone carriers cloak their contracts with red herrings. Are you sufficiently confused by that sentence? Maybe I should write carrier contracts! What I mean is this, what does the word data mean to you? You have to answer that, not me.

Your main concern is this. What does the word data mean to your carrier? Believe me it means different things to different carriers. Some take data to mean text messaging, email and music only! Downloading family photos may fall outside of your carrier definition of data. And you will receive a hefty fine (bill) for transgressing their data law.

Wycliffe Williams
http://www.articlesbase.com/cell-phones-articles/cell-phone-planshow-to-come-to-grips-with-them-80198.html

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Visit http://TinyURL.com/GuideWeightLoss and find out more about exactly what this product does!

Low calorie diets don’t work either. It’s actually not very healthy for your body. When it comes to burning fat, your system is much slower with the low calorie diets. You’ll lose weight at the beginning but then you will suddenly notice that you aren’t losing weight anymore. Always remember, that a low calorie intake is practically depriving yourself of food – not allowing you to lose weight the healthy way. In fact, after a while, the combination of low-grade starvation and stress will trigger an anti-stress hormone that makes your body horde calories as fat around the belly. Exactly the opposite of what you want.

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July 20, 2010

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Washington is the capital city of the United States. The Arlington and Fairfax counties as well as the Maryland and the Potomac River are found along its borders. With these facts, you will be amazed by the tourist attractions found in the area. Taking a tour is always fun with healthy options accompanying it.

1. Rock Creek Park. This park could lead to a good start for an 11-mile biking route from Lincoln Memorial to Maryland’s own park. Another alternative is to start from the Lincoln Memorial and pedal to The Memorial Bridge down to other locations such as Old Town Alexandria and Mount Vermont.

2. Thompson’s Boat Center. This place offers a lot of options for your boating skills. You may want to rent kayaks, canoes, boats and rowing shells. Your whole idea of water sport fun in Washington is made possible by Thompson’s Boat Center.

3. Fletcher’s Cove. This inlet is an ideal spot for fishing. With the Boat House found at Fletcher’s, you may be issued licenses for your fishing needs. You will also get the chance to enjoy the view which extends from Georgetown.

4. Tidal Basin. The ideal months for boat paddling is from March to October. You could pleasantly enjoy the sceneries of Independence Avenue while rowing your own boat. Catch your breath with the captivating sights of nature.

5. The C & O Canal. This provides for tremendous and outstanding hiking trails. Counted as only one of the numerous hike options in Washington, this trail extends 185 miles from Washington D.C. to Cumberland. Even 5% of the total area is a good way to start walking as part of your new lifestyle.

6. National Gallery Sculpture Garden Ice Rink. Skating is a sport which could not be enjoyed by everybody else in the world. While in Washington, take advantage of this choice. Amazingly, it is not just a fitness activity because while getting involved with the sport, you will also have a view of the different figures around.

7. East Potomac Park. Tennis courts are not too accessible for the public in Washington. However, the Easy Potomac Park could be a good selection with its 24 courts subdivided into clay and hard courts. If you could not find time to play during the day, you may do so in the evening with its three well-lit courts conducive for an evening’s practice or competition.

8. Iron Horse State Park. This park is found along the John Wayne Trail and is suitable not only for horseback riders but for cyclists, hikers and those who would simply want to see the views. With the forests and its hidden waterfalls, one could not help but be mesmerized with the sight.

9. Nottowork Park. Parks are partially famous for their picnic grounds but through the Nottoway Park, you are bound to feel healthier. It is comprised of basketball and volleyball courts and softball and baseball fields.

10. Bohrer Park. Conveniently found at the Summit Hall Farm, this 57-acre lot provides for a playground area and other recreational spots. A tour around the place could lead you to fitter options. It is a multifunctional park which covers just about everything you are looking for to begin a healthy way of living.

John C. Arkin
http://www.articlesbase.com/health-articles/10-things-to-do-and-10-places-to-go-to-for-healthy-living-in-washington-dc-692152.html

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http://www.dog-help.info/forums/puppy-care/349-how-much-sleep.html Wondering how much do puppies need to sleep every day? I've become a little anxious with our new puppy, Charlie, a 13-week old Yorkie.

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The internet is a wonderful source of information – both good and bad. It’s also a playground of profitable possibilities for would-be and seasoned shysters and scam artists. Apart from pornography, one of the most prevalent types of content one can find on the web is in the moneymaking category. And I guess, like sex, money has universal appeal!

The starting point in getting to grips with this reality is to realise greed plays a big part in human nature. Sorry to be so blunt, but it seems we’re wired for it. You see this played out over and over – whether it’s men and women battling each other to grab the best garments in a crazy sale, or crazy people queuing up to get financially fleeced in some hair-brained pyramid money game. The motivation is the same. Something for nothing – or almost nothing. And that desire is fueled by greed.

If you can accept you may have a built-in propensity to seek the easy route, to get your hands on easy money – and factor that into your decision making – then you will be in a much better position to more rationally appraise various moneymaking opportunities.

There are two main generic scams continually circulating on the internet. One is the “advance fee” scam, and the other is the “Ponzi” or pyramid scheme. The first is epitomised by the “Nigerian Letter” fraud – which is essentially a promise of big bucks in exchange for processing fees to retrieve the money. This often involves receiving an email announcing you have either inherited or won a lot of money, and that you need to open an offshore bank account to retrieve it. The strategy is to suck you into the scenario to such an extent that you become emotionally wedded to it. Then, when you are asked to put up a fee to make things happen, you are already hooked and part with your cash without a whimper. The promoters then disappear with your cash, never to be seen again.

The ponzi scam is named after Charles Ponzi who came up with the novel idea of enticing investors with the promise of very large returns – and paid them out of new investors’ money. In the end, of course, the last investors lost their money, and the whole thing was exposed as a complete fraud. Some ponzi schemes are very crude – like the original chain letter. You’d think we would have risen above that one – but it keeps on resurfacing. However, most are now more sophisticated, often disguising themselves as an “investment” with unusually high returns.

Over the last few years such ponzis have sharpened their act, and now present themselves with smart, professional looking websites – plausible wording and an enticing sales pitch. The primary hook, apart from the promised returns, is the referral fee – if you recommend others. In this way, the modern ponzi can harness the viral marketing power of the internet in ways impossible in the snail mail age.

Now I have nothing against people playing money games as such (it’s their money), provided they know the rules of the game, and understand the risks. You see, I’m very much of the opinion that people should be allowed to do what they like with their own money. However, when you remove regulatory oversight, you have to take responsibility for your own decisions, and realise what you are getting into.

If you know the risks, then it?s like gambling – where it is clearly understood that there are winners and losers. However, it does appear that some people can’t tell the difference between gambling (in all its forms), a ponzi, and an investment. And this fact is often used by the authorities as an excuse to enact laws to protect people from themselves.

For example, it’s imperative to distinguish between ponzi schemes and gambling. And it shouldn’t be hard. Gambling involves taking a stake in a money game where there are clear rules and directives as to who becomes the winner. Luck is the usual arbiter in gambling – and this is managed in various ways. It could be Lotto, where numbers are drawn from a barrel; it could be a lottery where one person has the lucky ticket number; or it could be horse racing or sports, where you place a bet on the outcome of the race – where “form” and luck both play a part. The point is, in gambling you know there will be winners and losers, and you know the means by which this will be determined. You have full disclosure

Not so with a pyramid or ponzi. If a ponzi is disguised as an investment, then it is likely to offer high returns (to appeal to greed), and use referral fees to get people to spread the word. Now, the explicit message is that everyone who joins up will make say 10%, 20% or even 100% per month on their money. However, the truth is only the early birds will catch the worm and walk away with the loot. Why? Because the funds to pay out the promised returns come from the new players, and eventually they run out.

The pertinent question is, do these new players fully understand they are funding earlier “investors”, and do they realise they could lose their shirt? Probably not. If a moneymaking scheme states that it is a “game”, makes no guarantees, and openly declares that your money is paying those before you, then you know the rules before entering and cannot cry over spilt milk if you lose your money. On the other hand, if money is taken using terminology that indicates a legitimate investment is being offered – which later turns out to be a ponzi – then clearly the participants have been defrauded because they were not told the true facts.

In a situation like this, one should be able to pursue legal action to reclaim the lost funds – because such money was taken under false pretences. However, such a retroactive course of action does not mean one shouldn’t exercise rational judgement before entering into any form of investment – even more so, if exceptional returns and referral bonuses are being paid.

So you have gambling, which clearly discloses the risks inherent in participating; ponzi/money games, which usually don’t, and are essentially fraudulent offersm and finally you have real investments. Of course, putting your money into legitimate investments does not eliminate the risk of losing your money – it’s just that such a structure is not set up with the purpose of defrauding you. When you invest your money you should demand full disclosure as to the inherent risks of the proposition. However, no investment is 100% safe. Even government bonds depend finally on the state’s ability to forever tax its citizens – something I personally wouldn’t want to bet on.

So to recap: the essential difference between a scam, gambling and an investment – is the “rules of the game” are known in advance, and you participate in the full knowledge of the risk you are taking. A ponzi scam deliberately misleads, whereas gambling and investing offer disclosure as to the risks.

You cannot avoid risk of course – it is part of life. You will never find a truly risk-free investment. Even money in the bank, in most countries, is deemed “unsecured” – and therefore at risk, should the bank fall over. So accept risk as part of life and concentrate on weighing up the risk – according to your own requirements and your psychological response to such risks – against the perceived benefits you may receive. And remember, you alone are responsible for the decisions you make. Caveat Emptor! “Let the buyer beware”.

David MacGregor
http://www.articlesbase.com/finance-articles/scams-gambling-investments-how-to-spot-the-difference-673290.html

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Message by Pastor Henry Mahan www.FreeGraceRadio.com

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June 30, 2010

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The TV, radio, newspapers, even family and friends are constantly reminding us of the state of today’s economy.

With bank and organisations closing daily, life time savings being lost and the cost for food, energy and fuel rising rapidly – a nervous person could really panic!

Well panic is too strong an emotion for something you have control over. It’s you who makes the choice to either earn extra cash or not earn extra cash, but where do you start?

Like many people you may have gone online and Google’d ‘Make Money Online’ or something like that. You are then presented with result after result of ‘get rich quick’ opportunities…(sigh)…that’s not to say some of these don’t work because they do but often, you hear about them when it’s far to late.

This is why I wanted to share with you a new opportunity called GemLifeStyle I have recently stumbled across.

It’s brand new, and officially launches on 31st October 2008 but that doesn’t matter because unlike conventional multi level marketing plans it isn’t loaded the top end. Basically, if you do the work you get paid and the more you work the more you earn without the guy above you doing nothing and getting more if not the same.

If you are reading this prior to 31st October 2008 you can join as a pre Associate for free and be ahead of the rest.

Let me tell you about the amazing opportunity first…it’s a web based solutions company that has created GemIsland. This is a online social networking community that allows it’s members to visit and play in one of the many themed 3D casinos and play games such as Blackjack, Poker and Roulette, but that just the start of it…

GemIsland also offers skill games and fantasy sports such as Football, Horse Racing and Formula Car Racing. You will soon be able to bet and sponsor your own team or car. The island offers lottery scratch cards and you can even bank real cash using one of the many virtual banking facilities. Many online stores will also offer great quality retail items for purchase for all those lucky winners out there.

So when asked ‘Could GemLifeStyle be the next big thing?’ my answer to you is yes and that is not just an opinion, the facts speak volumes for themselves. This industry generates obscene amounts of money and being a part of it now is what matters so visit GEM Lifestyle and make a choice today.

Find Out More About GEM Lifestyle Here

 

Skraps

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http://healthforu.info/go/abs-v.php – One example of fat-burning weight loss exercise is walking.

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